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We are an analytics and data provider focused on tax efficiency and income

Multiple Betas

Our analytics can help advisers understand how to generate risk-controlled exposure to multiple asset classes

Tax Efficiency

Taxes can erode income and capital appreciation. We focus on producing analytics centered around tax-efficiency.

Eliminate Tradeoffs

Cutting-edge algorithms allow the tradeoff between growth and income to be significantly reduced

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The ULTIMUM Approach

At ULTIMUM we provide data and analytics to help asset managers and RIAs address some of the most important problems their clients face.

As the workforce ages and progresses toward retirement, income is becoming an increasingly important component of portfolios. However, myopically focusing on income often produces little in terms of opportunity to grow one’s capital.

At ULTIMUM we are focused on both aspects, building analytics and data that help advisers develop solutions that are focused on growth, income, and tax efficiency.

Resolving the Income-Growth Tradeoff

The income-growth tradeoff

Investors shouldn’t need to sacrifice tax efficient income for tax-efficient growth

Tax-Efficient Income

Tax-efficient Growth

Source: ULTIMUM, LLC. Hypothetical example only. Results presented in this presentation are for illustrative purposes only and should not be considered as a guarantee or projection of actual investment performance our outcomes. These hypothetical results are based on certain assumptions and historical data, and they do not reflect the impact of fees, taxes, or other costs that may be incurred in an actual investment.

About Us
Steve Sapra

Steve Sapra, Ph.D., CFA

Founder and CEO

ULTIMUM is an analytics and research firm dedicated to helping solve the most pressing problems today’s asset managers and RIAs face. Mr. Sapra leads the development of the firm’s analytics platform, designed to help advisers in optimizing asset class exposures in tax-efficient manner.  

Mr. Sapra has over 25 years experience in the investment management industry. Most recently, he spent 10 years at PIMCO in Newport Beach, CA and prior to that as an equity portfolio manager at Analytic Investors in Los Angeles. Mr. Sapra has published extensively in finance journals, including The Financial Analyst Journal, Journal of Portfolio Management, The Journal of Retirement. 

He is currently Professor of the Practice of Economics at the University of Southern California as well as co-director of USC’s Math Finance Master’s program.